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Though it may not look like much now to the discerning traveler, Red Hook is the definition of "up and coming" -- high-end condos are being built, IKEA has arrived, and the Beard Street Pier walkway has potential to be a major waterfront attraction with postcard-perfect views of the New York Bay and Statue of Liberty.

The allure of sightseeing amid the skyscrapers of Manhattan is strong, particularly for first-timers, and the Red Hook port is close enough for cruisers to take advantage of all the Big Apple has to offer (for more info, read our New York port profile.

Since then, American Express (a Credit Card Forum advertising partner) raised the annual fee all the way up to $2,500.